About Us


Financial institutions continue to face additional regulatory requirements. Our clients tell us that this regulatory pressure adds significant stress on their leadership team as regulatory claims are a significant source of concern. CDF&M Insurance Consulting Services works with the leadership team to navigate and educate them on their potential exposures and subsequent risk transfer solutions. We have an understanding of the carriers that specialize in financial institutions and the coverages available to them. We understand the urgency of the leadership team to ensure that they have the breadth of coverage in place within their executive risk insurance program.

CDF & M Insurance Consulting Services is located in St Louis, Missouri. We are here to work with the leadership team of your financial institution to develop a comprehensive executive risk management insurance program regardless of your physical location.

If you are not sure where to start or you are looking to get advice from an experienced consultant, you have found the right place. Call us to discuss the details at 636-537-5641.

We are a financial institution focused entity within the Charles L. Crane Agency, the oldest independent insurance agency west of the Mississippi. The Crane agency has operated and expanded continuously since 1885. You should choose CDF & M Insurance Consulting Services and the Crane Agency for our:

  • Stability and Growth
  • Ability to anticipate and meet the changing needs of our clients
  • Ability to stay abreast of the best practices in risk management
  • First rate support staff, including experienced technical, marketing, and research analysts
  • Relationships with every major insurance company

Crane’s support staff is comprised of over 250 Employees, many with professional designations which include the following:  Chartered Property and Casualty Underwriters (CPCU), Certified Insurance Counselors, Certified Insurance Service Representatives, and Certified Risk Managers. We utilize the latest technology and will provide consulting services in all 50 states.

Crane has developed close relationships with many of the major carriers who write financial institutions, many of whom we have worked with for more than 100 years. Most of these insurance companies have awarded Crane their highest level of distinction, giving us direct access to the underwriters and a detailed understanding of the insurance policies and endorsements for financial institutions. CDF&M Insurance Consulting Services is in the unique position to pass these advantages on to you. Our duty is to you, the financial institution and the leadership team.

With our combined resources, we can provide the creative solutions your organization requires. For all of our clients, from large to small financial institutions, we seek solutions for your issues and concerns, delivered with personalized service.

Call to inquire about a strategy session at 636-537-5641 or email at frank@cdfmconsulting.com.